You do not need to be a magician to realize mobile applications, that are popular, will become much more popular with further improvement of mobile devices. Hence the question isn't whether there's a place for mobile applications in the long run but what type of mobile application development would be most required and, thus, what segment of the market will be profitable for developers.
A currently underdeveloped but an extremely prospective direction for cellular applications to go is advertisements. Mobile devices tend to have bigger screens with every successive generation, and these displays allow a bit of location to get an add to look. I bet it is the near future when a broad range of"free" advertiser sponsored applications will look. Another reason for such a forecast is an increasing interest Google, an advertising monster, has in cellular sector.
Another way in which mobile applications are very likely to develop would be cloud computing. Cloud computing utilizes the internet to store and process resources and data, and unlike data stored on individual devices, internet based data and resources can be easily shared among multiple users. As nearly all mobile devices have continuous or nearly constant access to the internet, popularity of cloud based solutions on mobile devices is projected to grow drastically. Cloud based services are popular among businesses that have remote workers and need an effective means to share corporate information with those employees to produce their collaboration efficient.
The reason there are near none such applications now is not that they are not needed but there are certain issues that make development of such applications much tougher. First of all, it's hard to come up with a universal cellular banking application which can be used by all users of mobile devices due to cellular platform fragmentation. Since most banks or financial institutions might love to have one app for many of their customers, regardless of the mobile devices they use, this problem remains to be solved. The other difficulty that marginally slows down cellular banking has to do with data security. This section of mobile application development marketplace is certain to prosper, after these issues are resolved.
Obviously, it's hard to predict all the several forms and kinds of mobile applications will be most popular and developing in the future, in reality it might be true that those applications are not even thought of at this time, but banking, advertising, and cloud based services are certain to be among the leaders of the future mobile application market.
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